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With you to the top
With you to the top
The credit card guiding the overlooked and underserved to financial freedom
Hate hidden fees?
Hate hidden fees? So do we.
Some cards hit you with fees every chance they get. We do things differently. The cost of our card is simple and transparent.
Earn money
Earn money for making monthly payments.
Earn 1% cashback rewards simply for making your monthly payment on-time.
Grow
Credit lines that grow with you.
Responsible account usage will automatically earn you a higher credit limit. Terms apply.†
Financial Freedom
The journey to financial freedom.
Let us be your guide to building a positive credit history through on-time payments and earn upgrades to new Sparrow products along the way.
Education
Customized, fun, and engaging financial education.
We’ll teach you the rules of the credit-scoring game and give you a roadmap for getting to the top.
Manage Account
Manage your account, anytime, anywhere.
Use our best-in-class mobile app to track your spending, make payments, customize your card controls, and more.
Get the Sparrow App
© 2023 Sparrow Financial Inc. All Rights Reserved.
The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
*Access to the Sparrow credit card is subject to credit approval. Applying for the Sparrow credit card may result in a hard inquiry from one or more of the consumer reporting agencies, which may have an impact on your credit. Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit. Missed payments will have a negative impact on your credit.
†You must meet our applicable creditworthiness assessment and any other of our eligibility criteria, determined in our sole discretion, including but not limited to: ability to pay, account payment and utilization history, length of time since account opening, and length of time since last credit line increase. If your account meets all eligibility criteria, Sparrow will automatically increase your credit line and inform you of the change.
The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
*Access to the Sparrow credit card is subject to credit approval. Applying for the Sparrow credit card may result in a hard inquiry from one or more of the consumer reporting agencies, which may have an impact on your credit. Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit. Missed payments will have a negative impact on your credit.
†You must meet our applicable creditworthiness assessment and any other of our eligibility criteria, determined in our sole discretion, including but not limited to: ability to pay, account payment and utilization history, length of time since account opening, and length of time since last credit line increase. If your account meets all eligibility criteria, Sparrow will automatically increase your credit line and inform you of the change.