With you to the top
With you to the top

The credit card guiding the overlooked and underserved to financial freedom

Hate hidden fees?
Hate hidden fees? So do we.

Some cards hit you with fees every chance they get. We do things differently. The cost of our card is simple and transparent.

Earn money
Earn money for making monthly payments.

Earn 1% cashback rewards simply for making your monthly payment on-time.

Credit lines that grow with you.

Responsible account usage will automatically earn you a higher credit limit. Terms apply.

Financial Freedom
The journey to financial freedom.

Let us be your guide to building a positive credit history through on-time payments and earn upgrades to new Sparrow products along the way.

Customized, fun, and engaging financial education.

We’ll teach you the rules of the credit-scoring game and give you a roadmap for getting to the top.

Manage Account
Manage your account, anytime, anywhere.

Use our best-in-class mobile app to track your spending, make payments, customize your card controls, and more.