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Rewards
The Sparrow Rewards Mastercard
Get rewarded with 1% cashback for on-time payments.
Simple, straight-forward pricing. No hidden fees.
A credit line that grows over time. Terms apply.†
Guidance to build your credit score.
Wallet
Keep your cash in your wallet.
Unsecured credit card with no security deposit.
Account
No more waiting!
Immediate access to a virtual card, so you can start using your new account right away.
Cheerleader
We’re your personal cheerleader.
We report your account performance to the 3 major credit bureaus, so you get the credit you deserve for managing your account well.*
Covered
Mastercard has you covered too.
Mastercard’s Zero Liability fraud coverage protects you against unauthorized charges to your account if your card is ever lost or stolen.
Education
Customized, fun, and engaging financial education.
We’ll teach you the rules of the credit-scoring game and give you a roadmap for getting to the top.
Climb to Prime
Climb to Prime
Embark on this journey with a credit limit that grows over time and ongoing access to your credit score. Terms apply.†
Manage Account
Manage your account, anytime, anywhere.
Use our best-in-class mobile app to track your spending, make payments, customize your card controls, and more.
Accepted Everywhere
No card is more accepted around the world.
Accepted everywhere you see the Mastercard logo – in store, online, and in app.
Get the Sparrow App
© 2023 Sparrow Financial Inc. All Rights Reserved.
The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
*Access to the Sparrow credit card is subject to credit approval. Applying for the Sparrow credit card may result in a hard inquiry from one or more of the consumer reporting agencies, which may have an impact on your credit. Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit. Missed payments will have a negative impact on your credit.
†You must meet our applicable creditworthiness assessment and any other of our eligibility criteria, determined in our sole discretion, including but not limited to: ability to pay, account payment and utilization history, length of time since account opening, and length of time since last credit line increase. If your account meets all eligibility criteria, Sparrow will automatically increase your credit line and inform you of the change.
The Sparrow Mastercard is issued by Evolve Bank & Trust pursuant to a license from Mastercard International Incorporated.
*Access to the Sparrow credit card is subject to credit approval. Applying for the Sparrow credit card may result in a hard inquiry from one or more of the consumer reporting agencies, which may have an impact on your credit. Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit. Missed payments will have a negative impact on your credit.
†You must meet our applicable creditworthiness assessment and any other of our eligibility criteria, determined in our sole discretion, including but not limited to: ability to pay, account payment and utilization history, length of time since account opening, and length of time since last credit line increase. If your account meets all eligibility criteria, Sparrow will automatically increase your credit line and inform you of the change.