The Sparrow Rewards Mastercard

Get rewarded with 1% cashback for on-time payments.


Simple, straight-forward pricing. No hidden fees.


A credit line that grows over time. Terms apply.


Guidance to build your credit score.

Keep your cash in your wallet.

Unsecured credit card with no security deposit.

No more waiting!

Immediate access to a virtual card, so you can start using your new account right away.

We’re your personal cheerleader.

We report your account performance to the 3 major credit bureaus, so you get the credit you deserve for managing your account well.*

Mastercard has you covered too.

Mastercard’s Zero Liability fraud coverage protects you against unauthorized charges to your account if your card is ever lost or stolen.

Customized, fun, and engaging financial education.

We’ll teach you the rules of the credit-scoring game and give you a roadmap for getting to the top.

Climb to Prime
Climb to Prime

Embark on this journey with a credit limit that grows over time and ongoing access to your credit score. Terms apply.

Manage Account
Manage your account, anytime, anywhere.

Use our best-in-class mobile app to track your spending, make payments, customize your card controls, and more.

Accepted Everywhere
No card is more accepted around the world.

Accepted everywhere you see the Mastercard logo – in store, online, and in app.