Sparrow is a financial technology company born with a mission to empower the underserved and overlooked by removing the financial barriers that arise from less than perfect credit. We have designed a revolutionary credit card, meticulously crafted to help guide our customers on a journey to financial freedom. 

The Sparrow credit card is available to legal U.S. residents of the 50 United States, Washington, D.C., and U.S. military locations. You must have a valid Social Security Number and be over the age of 18.

Sparrow partners with Evolve Bank & Trust and Mastercard to offer the Sparrow credit card.

Mastercard is the card network that is used by Sparrow. The Sparrow credit card can be used anywhere Mastercard is accepted, for both online and in-person transactions.

Evolve Bank & Trust is the issuing bank of the Sparrow credit card.

The Sparrow Rewards Mastercard is an unparalleled credit card with a range of unique features:   

• Experience the convenience of a virtual card, granting you immediate and continuous access to your credit line
• Earn 1% cashback on all your on-time payments, rewarding you for responsible financial behavior
• Stay informed with real-time notifications, keeping you updated on all your card activity
• Explore the Climb to Prime app feature where you can gain access to credit line increases, keep an eye on your credit score, and learn the rules of the credit-scoring game

In addition to these remarkable benefits, the Sparrow mobile app provides a seamless user experience, allowing you to effortlessly make payments, freeze and replace your card, update personal information, reset your PIN, and easily manage recurring subscription charges.

Plus, Sparrow reports your account performance to all 3 major credit bureaus, guaranteeing that your creditworthiness is recognized and rewarded, opening doors to better financial opportunities.